Senior Analyst

Step into the role of Senior Analyst at Barclays, where you'll provide first-class support by conducting in-depth due diligence, ensuring compliance with regulatory requirements, and safeguarding our clients and organization with expertise and care.

PB Credit Operations supports and services the Lending (Credit) requirements for a suite of credit products ranging from Mortgages, Loans, Overdrafts and settlement limits etc., across UK and Channel Islands. The Facility and Collateral Documentation team are responsible for the production and issuance of Credit agreements to the Mortgage Advisors/Front Office for completion.  The role holder will be responsible for Document Generation, Document Issue, Sanction Data Transposition, Administration fees, dealing with Solicitors instructions, Valuation ordering/validating, Conditions Precedent Execution and Lapsed Facility letter management.

You may be assessed on key critical skills relevant for success in role such as:

• The production and issuance of Credit Agreement (Facility & Security documents) to the RM/FO and Solicitors for completion and execution.

• Collate and validate the returned executed agreement from the client, open loan accounts, satisfy special condition and complete drawdown/limit marking.

• Register/perfection of collateral with third parties across all security types, jurisdictions and legal entities. 

• Monitor and validate the collateral against the lending and escalate any breaches to appropriate Credit Risk and Private Bank functions. 

• Manage facility and collateral administration; ranging from customer enquires through lifecycle event management to collateral discharge and facility closure. 

• Perform quality assurance, audit, risk event management, root cause analysis and regulatory adherence.

• Trade monitoring to ensure settlement/completion.

• Liaising with internal and external stake holders.

• Processing payments or settling trades for clients.

• monitoring and clearing cash/stock breaks.

• Monitoring of exceptions that fall out of straight through processing.

• Process transactions in accordance with approved process and procedures, international regulations and within pre-agreed service levels and with speed and accuracy.

• Adhere to quality control discipline, procedures and checks at all times.

• Day to day query resolution, with upward escalation of more complex queries to the management team.

• Report issues and concerns as soon as possible to senior/ team leaders/ managers etc. in time and with complete information, in which effort is made to prevent or limit possible damage.

• Assist team manager in administration of the section, including organizing workflow, queue management & query resolution.

• Responsible for driving own performance management, collating relevant documentation, preparing for and arranging self-performance reviews.

• Constantly work on the process improvement agenda and contribute with ideas as may be relevant to the betterment of the process.

• Adhere the currency cut offs.

Desirable Skillsets:

• Excellent command of the English language being fluent in spoken, written and oral English.

• MS Office Application Suite (Preferably Word, Excel & PowerPoint).

• Excellent verbal and written communication skills.

• Good analysis and problem-solving skills.

You may be assessed on key essential skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based out of Chennai.

Purpose of the role

To support PBWM with day-to-day processing, reviewing, reporting, and issue resolution. 

Accountabilities

• Support with day-to-day Private Bank and Wealth Management initiatives including processing, reviewing, reporting, and issue resolution with regards to accounts, products and services.

• Support the management of the banks client relations to clearly identify their needs and provide a service that meets expectations.

• Collaboration with teams across the bank to align and integrate Private Bank and Wealth Management processes.

• Identification of areas for improvement and providing recommendations for change in Private Bank and Wealth Management processes.

• Development and implementation of Private Bank and Wealth Management procedures and controls to mitigate risks and maintain operational efficiency.

• Development of reports and presentations on Private Bank and Wealth Management performance and communicate findings to internal senior stakeholders.

• Identification of industry trends and developments to implement best practice in Private Bank and Wealth Management Services.

• Participation in projects and initiatives to improve Private Bank and Wealth Management efficiency and effectiveness.

Analyst Expectations

• To meet the needs of stakeholders/ customers through specialist advice and support

• Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles.

• Likely to have responsibility for specific processes within a team

• They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources.

• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.

• OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team.

• Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.

• Check work of colleagues within team to meet internal and stakeholder requirements.

• Provide specialist advice and support pertaining to own work area.

• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.

• Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.

• Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise.

• Make judgements based on practise and previous experience.

• Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures.

• Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements.

• Build relationships with stakeholders/ customers to identify and address their needs.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.