Decision Analyst

Embark on a transformative journey as “Decision Analyst” at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences.

The Portfolio Credit Analytics & Strategy team is at the forefront of shaping Barclays’ unsecured lending strategies through rigorous data analysis and actionable insights. Working closely with senior leaders across Product, Finance, and Risk, the team drives strategic recommendations on Product, Affordability, and Securitization, with a strong focus on analytical quantification. As an in-business function, the team primarily supports the analytical agenda for unsecured lending products, including, but not limited to, Pricing and Limit strategies, ensuring robust decision-making at every turn.

To be successful in this role as a “Decision Analyst" in Barclays UK, you should possess the following skillsets:

• Really strong data skills using SAS, SQL & Python.
• A decision analyst must possess strong analytical and quantitative skills to evaluate data, identify patterns and trends, and generate insights that support effective business decision-making.
• Attention to detail is critical for a decision analyst to ensure data accuracy, validate assumptions, and identify inconsistencies that could impact the quality of analyses or recommendations.
• Hands-on experience in developing predictive statistical models, forecasting techniques, machine learning & Risk-Reward models, demonstrating your proficiency in applying advanced analytics to real business challenges.
• Solid proven experience in making strategic recommendations through analytics in Unsecured lending (Cards/Loans/Overdrafts), Banking, Retail, eCommerce or pharmaceutical domains.
• Decision analysts must demonstrate critical and strategic thinking, enabling them to solve complex business problems, assess trade-offs, evaluate risks, and develop data-driven solutions that optimize outcomes.

Some other highly valued skills include:

• Effective articulation and story-telling ability, enabling you to communicate complex analytical findings in a clear and compelling manner to diverse stakeholders.
• Strong commercial understanding of unsecured lending products, risk and affordability policy, and the key drivers of revenue, risk, and cost, equipping you to provide strategic recommendations that balance growth and risk mitigation.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in our Noida, Candor Techspace office.

Purpose of the role

To extract meaningful insights from complex data sets, developing robust decision models, and presenting actionable recommendations to stakeholders across the departments. 

Accountabilities

• Identification and extraction of relevant data from various internal and external sources.
• Performing sensitivity analysis and scenario planning.
• Monitoring and evaluation of the performance of existing models.
• Development and implementation of data quality control procedures.
• Building and validation of quantitative models to support decision-making across different business areas.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.